Module #1 Introduction to Budgeting and Saving Overview of the importance of budgeting and saving, and setting financial goals
Module #2 Understanding Your Financial Situation Assessing your income, expenses, and debts to create a financial snapshot
Module #3 Creating a Budget Developing a budget that works for you, including categorizing expenses and prioritizing needs vs. wants
Module #4 Tracking Expenses Using tools and apps to track expenses and stay on top of spending
Module #5 Managing Debt Strategies for paying off high-interest debt, including debt snowball and debt avalanche methods
Module #6 Building an Emergency Fund Why you need an emergency fund, and how to build one
Module #7 Saving for Short-Term Goals Strategies for saving for short-term goals, such as a down payment on a house or a vacation
Module #8 Saving for Long-Term Goals Strategies for saving for long-term goals, such as retirement or a childs education
Module #9 Investing 101 Introduction to investing, including understanding risk tolerance and investment options
Module #10 Retirement Savings Options Overview of retirement savings options, including 401(k), IRA, and Roth IRA
Module #11 Credit and Credit Scores Understanding credit reports, credit scores, and how to improve your credit
Module #12 Cutting Expenses Practical tips for reducing expenses, including negotiating bills and canceling subscriptions
Module #13 Increasing Income Strategies for increasing income, including side hustles and salary negotiation
Module #14 Avoiding Lifestyle Creep How to avoid lifestyle creep and stay focused on your financial goals
Module #15 Saving for Major Purchases Strategies for saving for major purchases, such as a car or a home
Module #16 Budgeting for Holidays and Special Occasions Tips for budgeting for holidays and special occasions, including creating a holiday budget and avoiding impulse purchases
Module #17 Budgeting for irregular Expenses How to budget for irregular expenses, such as car maintenance and property taxes
Module #18 Using Cash Flow to Your Advantage How to use cash flow to your advantage, including strategies for managing cash flow and avoiding cash flow crises
Module #19 Budgeting for Self-Care The importance of budgeting for self-care, and strategies for prioritizing self-care expenses
Module #20 Budgeting for Home Maintenance Tips for budgeting for home maintenance, including creating a home maintenance fund
Module #21 Budgeting for Pet Care Strategies for budgeting for pet care, including saving for veterinary expenses
Module #22 Avoiding Financial Pitfalls Common financial pitfalls to avoid, including payday loans and credit card debt
Module #23 Staying Motivated Strategies for staying motivated and on track with your budget and savings goals
Module #24 Automating Your Finances How to automate your finances, including setting up automatic transfers and bill payments
Module #25 Course Wrap-Up & Conclusion Planning next steps in Budgeting and Saving Strategies career
