Managing Debt and Building Savings
( 25 Modules )

Module #1
Introduction to Debt Management
Understanding the importance of debt management and setting financial goals

Module #2
Assessing Your Financial Situation
Identifying income, expenses, assets, and debts to create a personal financial snapshot

Module #3
Understanding Credit Reports
Reading and understanding credit reports, including credit scores and history

Module #4
Types of Debt:Good vs. Bad
Distinguishing between beneficial and detrimental debt, and strategies for each

Module #5
Prioritizing Debt Repayment
Identifying high-priority debts and creating a debt repayment plan

Module #6
Debt Repayment Strategies
Exploring debt snowball, debt avalanche, and debt consolidation methods

Module #7
Communicating with Creditors
Negotiating with creditors, setting up payment plans, and understanding debt relief options

Module #8
Building an Emergency Fund
Creating a safety net to avoid further debt and financial setbacks

Module #9
Budgeting for Debt Repayment
Allocating income towards debt repayment and other financial priorities

Module #10
Reducing Expenses and Increasing Income
Identifying areas for cost reduction and strategies for boosting income

Module #11
Managing Credit Card Debt
Tactics for paying off credit card balances, including balance transfer and debt repayment strategies

Module #12
Managing Student Loan Debt
Understanding repayment options, forgiveness programs, and income-driven plans

Module #13
Managing Mortgage Debt
Strategies for paying off mortgages, including refinancing and bi-weekly payments

Module #14
Managing Other Types of Debt
Addressing personal loans, medical debt, and other non-traditional debt types

Module #15
Building Savings
Understanding the importance of saving and setting savings goals

Module #16
Creating a Savings Plan
Developing a plan for regular savings and automating transfers

Module #17
Exploring Savings Options
Comparing savings accounts, CDs, and other savings vehicles

Module #18
Avoiding Lifestyle Creep
Strategies for maintaining a healthy financial mindset and avoiding overspending

Module #19
Staying Motivated and on Track
Creating accountability and tracking progress towards debt repayment and savings goals

Module #20
Debt Repayment Case Studies
Real-life examples of debt repayment strategies and lessons learned

Module #21
Common Debt Repayment Mistakes
Avoiding common pitfalls and staying focused on debt repayment goals

Module #22
Maintaining Financial Discipline
Developing long-term financial habits and avoiding debt relapse

Module #23
Building Wealth
Exploring strategies for long-term wealth creation, including investing and retirement planning

Module #24
Advanced Savings Strategies
Using tax-advantaged accounts, such as 401(k)s and IRAs, to accelerate savings

Module #25
Course Wrap-Up & Conclusion
Planning next steps in Managing Debt and Building Savings career

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Managing Debt and Building Savings ( 25 Modules )

Managing Debt and Building Savings
( 25 Modules )