Module #1 Introduction to Managing Debt and Credit Overview of the importance of managing debt and credit, and what to expect from the course
Module #2 Understanding Credit Reports How to read and understand your credit report, including credit scores and credit history
Module #3 Credit Score Fundamentals How credit scores are calculated, factors that affect credit scores, and how to improve your credit score
Module #4 Types of Credit Overview of different types of credit, including installment credit, revolving credit, and open credit
Module #5 Debt Management Strategies Introduction to debt management strategies, including debt snowball, debt avalanche, and debt consolidation
Module #6 Creating a Budget for Debt Repayment How to create a budget that prioritizes debt repayment and reduces expenses
Module #7 Prioritizing Debt How to prioritize debts for repayment, including high-interest debts, urgent debts, and debts with high emotional impact
Module #8 Negotiating with Creditors Tips and strategies for negotiating with creditors, including requesting lower interest rates and waiving fees
Module #9 Debt Consolidation Options Overview of debt consolidation options, including balance transfer credit cards, personal loans, and debt management plans
Module #10 Credit Counseling Services Overview of credit counseling services, including non-profit credit counseling agencies and credit counseling companies
Module #11 Debt Management Plans (DMPs) How DMPs work, including benefits and drawbacks, and how to create a DMP
Module #12 Managing Credit Card Debt Strategies for managing credit card debt, including paying off high-interest cards first and using balance transfer credit cards
Module #13 Managing Student Loan Debt Strategies for managing student loan debt, including income-driven repayment plans and loan forgiveness programs
Module #14 Managing Mortgage Debt Strategies for managing mortgage debt, including refinancing and mortgage modification
Module #15 Managing Other Types of Debt Strategies for managing other types of debt, including medical debt, tax debt, and personal loans
Module #16 Credit Card Strategies How to use credit cards effectively, including strategies for earning rewards and avoiding interest charges
Module #17 Avoiding Predatory Lending How to avoid predatory lending practices, including payday loans and title loans
Module #18 Building Credit Strategies for building credit, including credit-builder loans and becoming an authorized user
Module #19 Maintaining Good Credit Habits How to maintain good credit habits, including monitoring your credit report and credit score
Module #20 Common Debt Traps to Avoid Common debt traps to avoid, including overspending, using credit cards for daily expenses, and ignoring debt problems
Module #21 Debt and Credit in the Digital Age How to manage debt and credit in the digital age, including online budgeting tools and debt repayment apps
Module #22 Debt and Relationships How debt can affect relationships, including strategies for communicating with partners and family members about debt
Module #23 Debt and Emotional Well-being How debt can affect emotional well-being, including strategies for managing debt-related stress
Module #24 Case Studies in Debt Management Real-life case studies of debt management, including successes and challenges
Module #25 Course Wrap-Up & Conclusion Planning next steps in Managing Debt and Credit Effectively career
