Ukuhlela Umhlalaphansi
( 25 Amamojula )

module #1
Isingeniso Sohlelo Lokuthatha Umhlalaphansi
Uhlaka lokubaluleka kokuhlela umhlalaphansi, izinganekwane ezivamile kanye nokungaqondi kahle, kanye nokubeka imigomo yokuthatha umhlalaphansi ngempumelelo.

module #2
Understanding Your Current Financial Situation
Ukuhlola iholo lakho lamanje, izindleko, izimpahla, kanye nezikweletu zokudala isisekelo sokuhlela umhlalaphansi.

module #3
Izinjongo Zomhlalaphansi Nezinjongo
Ukuhlonza kanye nokubeka phambili imigomo yakho yomhlalaphansi, okuhlanganisa ukuhamba, izinto zokuzilibazisa, nendlela yokuphila.

module #4
Understanding Retirement Accounts
Uhlolojikelele lwe-401(k), i-IRA, i-Roth IRA, namanye ama-akhawunti omhlalaphansi, okuhlanganisa imikhawulo yeminikelo nemithelela yentela.

module #5
Isu Lokutshala Imali Lomhlalaphansi
Isethulo sezinketho zokutshala imali yomhlalaphansi, okuhlanganisa amasheya, amabhondi, ama-ETF, kanye ne-mutual funds.

module #6
Ukulawulwa Kwengcuphe Nokwabiwa Kwempahla
Amasu okulawula ubungozi nokudala iphothifoliyo ehlukahlukene yokutshala imali ukuze umuntu athathe umhlalaphansi.

module #7
Ukuqonda Ukuvikeleka Komphakathi
Uhlolojikelele lwezinzuzo Zokuvikeleka Komphakathi, ukufaneleka, kanye amasu okukhulisa izinzuzo.

module #8
Imithombo Yemali Yomhlalaphansi
Ukuhlola eminye imithombo yemali engenayo yomhlalaphansi, okuhlanganisa izimpesheni, izimali zempesheni, nomsebenzi wetoho.

module #9
Ukudala Uhlelo Lokuthola Imali Yomhlalaphansi Eqhubekayo
Ukuthuthukisa i-a. hlela ukuqinisekisa umzila osimeme wemali engenayo lapho usuthatha umhlalaphansi.

module #10
Ukwehla kwamandla emali kanye Nomthelela Wako Ekuthatheni Umhlalaphansi
Ukuqonda umthelela wokwehla kwamandla emali ekongeni komhlalaphansi kanye namasu okuvikela ukwehla kwamandla emali iphothifoliyo yakho.

module #11
Ukunakekelwa Kwezempilo Nesikhathi Eside- Ukuhlelwa Kokunakekelwa Kwesikhathi
Ukuhlelela izindleko zokunakekelwa kwempilo kanye nezindleko zokunakekelwa zesikhathi eside lapho usuthatha umhlalaphansi, okuhlanganisa i-Medicare ne-Medicaid.

module #12
I-Estate Planning and Wills
Uhlolojikelele lokuhlelwa kwefa, okuhlanganisa izincwadi zefa, ama-trust, kanye ne-probate.

module #13
I-Tax Planning for Retirement
Amasu okunciphisa izintela ngesikhathi sokuthatha umhlalaphansi, okuhlanganisa ukuguqulwa kwe-Roth nokulahlekelwa intela.

module #14
Ukucatshangelwa Kwezindlu Nokufuduka
Ukuhlola izinketho zezindlu lapho uthatha umhlalaphansi, okuhlanganisa ukwehlisa, imiphakathi yabadala , nokuthuthwa.

module #15
Indlela Yempilo Yomhlalaphansi Nemisebenzi
Ukuhlelela indlela yokuphila yokuthatha umhlalaphansi eyanelisayo, okuhlanganisa izinto zokuzilibazisa, ukuvakasha, nokuhlanganyela nomphakathi.

module #16
Working in Retirement
Ukuhlola izinketho zomsebenzi wetoho noma ukuhweba ngesikhathi sokuthatha umhlalaphansi, okuhlanganisa ukucatshangelwa kanye nezinzuzo.

module #17
Ukuhlelwa Komhlalaphansi Kwabanikazi Bamabhizinisi Amancane
Ukucatshangelwa okukhethekile kosomabhizinisi abancane, okuhlanganisa ukuthengisa ibhizinisi, ukuhlela ukulandelana, kanye nokuhlela umhlalaphansi.

module #18
Ukuhlelwa Komhlalaphansi. Kwabesifazane
Izinselele eziyingqayizivele kanye nokucatshangelwa kwabesifazane abathatha umhlalaphansi, okuhlanganisa iminyaka yokuphila ende kanye nezibopho zokunakekela.

module #19
Ukuhlelwa Komhlalaphansi Kwababhangqwana
Ukuxhumanisa amagoli omhlalaphansi kanye nezinhlelo zemibhangqwana, okuhlanganisa namasu ama-akhawunti omhlalaphansi ahlangene kanye nezinzuzo .

module #20
Ukuhlelwa Kokuthatha Umhlalaphansi Kwama-Solo Agers
Ukucatshangelwa okukhethekile kwabantu abakhula ngabodwana, okuhlanganisa ukuhlela ukwehla okungaba khona kwengqondo nokudala inethiwekhi yosekelo.

module #21
Ukudala Uhlelo Lokuthatha Umhlalaphansi
Ukuthuthukisa uhlelo olubanzi lomhlalaphansi, okuhlanganisa ukusetha imigomo, ukubeka phambili izinjongo, kanye nokudala uhlelo lokusebenza.

module #22
Ukusebenzisa Nokuqapha Uhlelo Lwakho Lokuthatha Umhlalaphansi
Ukufaka uhlelo lwakho lomhlalaphansi esenzweni, okuhlanganisa ukumisa ama-akhawunti, ukutshala izimali, kanye nokubuyekeza njalo nokulungisa uhlelo lwakho.

module #23
Amaphutha Avamile Okuhlela Ukuthatha Umhlalaphansi Okufanele Agwenywe
Ukuhlonza nokugwema amaphutha avamile angaphazamisa uhlelo lwakho lokuthatha umhlalaphansi, okuhlanganisa amaphutha otshalomali kanye nokweqiwa kokuhlela.

module #24
Ukuhlala Ugqugquzelwa Futhi Uziphendulela
Amaqhinga okuhlala ugqugquzelekile futhi uziphendulela ezinhlelweni zakho zokuthatha umhlalaphansi, okuhlanganisa nokubeka ingqopha-mlando kanye nokuthola inethiwekhi yokwesekwa.

module #25
Ukugoqwa Kwezifundo & Isiphetho
Ukuhlela izinyathelo ezilandelayo emsebenzini wokuHlela Umhlalaphansi

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Ngosekelo Lwezwi

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XHUMANA NATHI INQUBOMGOMO YOBUMFIHLO

Ukuhlela Umhlalaphansi ( 25 Amamojula )

Ukulungele ukufunda, ukwaba, nokuncintisana?

Umsizi Wokufunda UlimiNgosekelo Lwezwi

Ukuhlela Umhlalaphansi
( 25 Amamojula )

Umsizi Wokufunda Ulimi
Ngosekelo Lwezwi